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Sam plans to attend college and he starts saving $225 per month to pay for it. He will need $18,700 to pay the first-year cost.

Sam plans to attend college and he starts saving $225 per month to pay for it. He will need $18,700 to pay the first-year cost. His aunt gave him a special gift of $2,500 to use toward the cost. How many years will it take Sam to save enough for the first-year cost?

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