Samantha plans to make regular deposits to her retirement account for 20 years. As soon as she retires, she wants to start to withdraw $5000 monthly for the next 10 years. She earns 6.25% compounded monthly before retirement and will earn 2.875% compounded monthly as well after retirement.

A- How much money should be saved for retirement and round to the nearest dollar.

b- How large must the monthly payments be during the 20 years prior to retirement? please us the not rounded amount from part A and round the final answer for part b to nearest dollar.