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Samantha regularly forgets to pay her monthly bills and loan repayments. This negligence is costly. Show Samantha that although her VISA credit card's advertised interest

Samantha regularly forgets to pay her monthly bills and loan repayments. This negligence is costly. Show Samantha that although her VISA credit card's advertised interest rate is 29.9%, the effective interest rate, compounded daily is really ______________. (round to two decimal places using 365 days per year)

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