Same information as the previous question.

Company A purchased a piece of equipment as follows.

Face value	100,000
Coupon rate	2.0%
Market rate	???
Term of note	5

You can buy the equipment for cash for the following amount.

Fair value of the vehicle

92,000

Assuming the note is due at maturity and interest is due annually, what is the actual interest rate (or market rate) the dealership is charging?