Sandra purchased an individual disability policy with a 90 day waiting period. Her coverage is $3,000 per month. Sandra was in an automobile accident which left her paralyzed from the waist down and therefore confined to a wheel chair. After months of rehabilitation, Sandra returned to work and received her regular pay cheque. She was pleasantly surprised when the insurer continued to send her $3000.00 per month despite her full time employment. What definition of disability did Sandra have? Select one: a. Own occupation b. Presumptive Disability c. Any occupation d. Regular Occupation

Sandra purchased an individual disability policy with a 90 day waiting period. Her coverage is $3,000 per month. Sandra was in an automobile accident which left her paralyzed from the waist down and therefore confined to a wheel chair. After months of rehabilitation, Sandra returned to work and received her regular pay cheque. She was pleasantly surprised when the insurer continued to send her $3000.00 per month despite her full time employment. What definition of disability did Sandra have? Select one: a. Own occupation b. Presumptive Disability c. Any occupation d. Regular Occupation