Sandra works from home as a certified public accountant. Mack Green's tax return was prepared by her but contains many errors. Mack is suing Sandra for negligence. Mack wins a $10,000 judgment in the suit.

Assume that Sandra Rice owns a HO-3 policy for his home. The limits set in his policy are provided below:

Type	Coverage A	Coverage B	Coverage C	Coverage D	Coverage E	Coverage F
Limit	$120,000	$12,000	$60,000	$24,000	$100,000	$5,000

A $350 deductible applies to Section 1, Coverages A, B, and/or C. The replacement cost of Sandras home is $130,000, the contents are valued at $70,000, and the home is 30 percent depreciated. Compute the amount that Sandra will collect in each of the following circumstances and assume that each event occurs independently. Note: a deductible will only apply if losses are less than the coverage limit.

Personal liability limit
Personal liability loss
Is loss excluded (yes/no)
Total collected