Sandya is shopping around for the best rate on a loan. Which of the following options is the best?

a$)$ west washington bank: $8\mathrm{.}75\%$ compounded monthly

b$)$ new market bank: $9\mathrm{.}00\%$ compounded annually,

C$)$ Jefferson Bank: $8\mathrm{.}89\%$ compounded daily

d$)$ Liberty Credit Union: $9/25\%$ compounded annually