Sara has a FICO score of $610$ and a debt safety ratio of $25\%$; a couple of her car loan payments have been late $($ after the due date$).$ Her friend Tamitha has a FICO score of $790$ and a debt safety ratio of $15\%$; all of her student loan payments have been made on time.

Sara and Tamitha each will be applying for a new credit card. What are the implications of their FICO scores and debt safety ratios when they apply?

Group of answer choices

Sara will receive a higher interest rate on her credit card than Tamitha.

There will be no impact. Sara and Tamitha will each receive credit cards with the same low interest rate and terms.

There will be no impact. Sara and Tamitha will each receive credit cards with the same high interest rate and terms.

Tamitha will receive a higher interest rate on her credit card than Sara.