Sarah Gray wants to invest a certain sum of money at the end of each year for five years. The investment will earn 4% compounded annually. At the end of five years, she will need a total of $45000 accumulated. How should she compute her required annual investment? O $45000 times the present value of a 5-year, 4% ordinary annuity of 1. O $45000 times the future value of a 5-year, 4% ordinary annuity of 1. $45000 divided by the future value of a 5-year, 4% ordinary annuity of 1. $45000 divided by the present value of a 5-year, 4% ordinary annuity of 1.