Sarah's comprehensive major medical health insurance plan at work has a deductible of $$800.$ The policy pays $80$ percent of any amount above the deductible. While on a hiking trip, she contracted a rare bacterial disease. Her medical costs for treatment, including medicines, tests, and a six$-$day hospital stay, totaled $$9,710.$ A friend told her that she would have paid less if she had a policy with a stop$-$loss feature that capped her out$-$of$-$pocket expenses at $$3,800.$ The policy with the stop$-$loss feature has the same deductible and coinsurance requirement as Sarah's current policy.

Determine which policy would have cost Sarah less and by how much.

Note: Round your intermediate calculations and final answer to $2$ decimal places.

Current policy

Stop$-$loss feature

No difference in Sarah's cost for this claim.

Difference amount