Sash has just landed her first job and is planning to get an Masters after 5 years of work experience. She plans to look for a business school in the U.S. that can give her a full scholarship. Masters programs in the U.S. are typically two (2) years. Sash estimates that living expenses in the U.S today is $20,000 per year and that this is expected to grow by the inflation rate of 2% annually. How much must Sash deposit today at an account which provides 5% returns to be able to cover for her all her living expenses during her program?