Sasha owns two investments, A and B, that have a combined total value of 40,400 dollars. Investment A is expected to pay 22,500 dollars in 3 year(s) from today and has an expected return of 4.14 percent per year. Investment B is expected to pay 27,805 in 2 years from today and has an expected return of R per year. What is R, the expected annual return for investment B? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.

Sasha owns two investments, A and B, that have a combined total value of 54,700 dollars. Investment A is expected to pay 24,900 dollars in 3 year(s) from today and has an expected return of 17.25 percent per year. Investment B is expected to pay 58,060 dollars in T years from today and has an expected return of 5.1 percent per year. What is T, the number of years from today that investment B is expected to pay 58,060 dollars? Round your answer to 2 decimal places (for example, 2.89, 14.70, or 6.00).