Sasha plans to retire in 8 years from today with 549,579 dollars in her account. If she receives payments of 106,000 dollars per year and she receives her first 106,000 dollar payment in 9 years and her last 106,000 dollar payment in 16 years, then what is the expected annual return for her account? Answer as a rate in decimal format so that 12.34% would be entered as .1234 and 0.98% would be entered as .0098.