Saving money on your auto insurance - Good and bad decisions Akiko recently went online to review her auto ins policy. Her policy is a Personal Automobile Policy and provides liability coverage with limits of $250/500/250, $50,000 of medical payment insurance, and uninsured and underinsured motorist coverage with limits of $250/500. She has collision and comprehensive auto insurance, and both have no deductible. Consider the following adjustments Akiko could make to her policy and the effect they would have on her monthly premium. Indicate whether each change would be worth the additional cost or cost savings by selecting "Yes" or "No" n the final column of the table. Suppose that Akiko gets quotes from other auto insurance companies and finds that one company offers the same coverage as her current plan, but for $15 less per month. True or False: Rates can vary substantially across policies with identical coverage; therefore, Akiko should consider switching to the cheaper company. True False