Say that you purchase a house for $156,000 by getting a mortgage for $140,000 and paying a down payment of $16,000. If you get a 20-year mortgage with an interest rate of 6 percent, what are the monthly payments? (Round your final answer to 2 decimal places.)What would the loan balance be in five years? (Use a payment value rounded to 2 decimal places. Round your final answer to 2 decimal places.)If the house appreciates at 3 percent per year, what will be the value of the house in five years? (Round your final answer to 2 decimal places.)