Scarlett and Johnson currently have no insurance coverage and are meeting with an insurance agent for the first time. They are looking for a recommendation that will help them meet all their insurance needs. They currently have a mortgage of $514,000 which will be paid off in 25 years. Johnson also has a rental property from his previous marriage that has a mortgage of $135,000 which will be paid off in 10 years. The couple's agent explains the different insurance types and they need to decide on the options. Which policies would best meet all of their needs? QWZ2N|BpMDhvZU5yRINaUmFCcONOdz09 a. Term-25 of $514,000 for Scarlett; Term-25 of $649,000 for Johnson b. Mortgage insurance term of $514,000 for Scarlett; Mortgage insurance term of $649,000 for Johnson c. Joint first-to-die term-25 of $514,000 for Scarlett and Johnson; Term-10 of $135,000 for Johnson d. Participating whole life of $100,000 for Scarlett and Johnson and joint first-to-die term-100 insurance of $649,000 for Johnson