Scenario 1. Eddie just hit the jackpot in Las Vegas and won $45,000! If he invests it now at a 14% interest rate, how much will it be worth in 20 years? (Round your answer to the nearest whole dollar.) Future value = $ Scenario 2. Forest would like to have $4,000,000 saved by the time he retires in 40 years. How much does he need to invest now at a 10% interest rate to fund his retirement goal? (Round your answer to the nearest whole dollar.) Present value = $ Scenario 3. Assume that Penny accumulates savings of $1.5 million by the time she retires. If she invests this savings at 8%, how much money will she be able to withdraw at the end of each year for 20 years? (Round your answer to the nearest whole dollar and enter as a positive amount.) Amount able to withdraw = $ Scenario 4. Bonnie plans to invest $5,000 at the end of each year for the next seven years. Assuming a 14% interest rate, what will her investment be worth seven years from now? (Round your answer to the nearest whole dollar.) Future value = $ Scenario 5. Assuming a 10% interest rate, how much would Katie have to invest now to be able to withdraw $11,000 at the end of every year for the next nine years? (Round your answer to the nearest whole dollar.) Present value = $ Scenario 6. Darren is considering a capital investment that costs $525,000 and will provide net cash inflows for three years. Using a hurdle rate of 8%, find the NPV of the investment. (Round your answer to the nearest whole dollar. Use Scenario 6. Darren is considering a capital investment that costs $525,000 and will provide net cash inflows for three years. Using a hurdle rate of 8%, find the NPV of the investment. (Round your answer to the nearest whole dollar. Use parentheses or a minus sign to represent a negative NPV.) Net Present Value (NPV) = $ Scenario 7. What is the IRR of the capital investment described in Question 6? The IRR is the interest rate at which the investment NPV = 0. We tried 8% in question 6, now we'll try 10% and calculate the NPV. (Round your answer to the nearest whole dollar. Use parentheses or a minus sign to represent a negative NPV.) Net Present Value (NPV) =$ D The IRR for the project is Net Present Value (NPV) Scenario 7. What is the IF ribed between 6% and 8% between 8% and 10% between 10% and 12% The IRR is the interest rate 0. W. Net Present Value (NPV) between 12% and 14% The IRR for the project is A Reference Periods 1% 0.990 0.980 0.971 0.961 0.951 2% 0.980 0.961 0.942 0.924 0.906 3% 0.971 0.943 0.915 0.888 0.863 4% 0.962 0.925 0.889 0.855 0.822 Present Value of $1 5% 6% 8% 10% 0.952 0.943 0.926 0.909 0.907 0.890 0.857 0.826 0.864 0.840 0.794 0.751 0.823 0.792 0.735 0.683 0.784 0.747 0.681 0.621 12% 0.893 0.797 0.712 0.636 0.567 14% 0.877 0.769 0.675 0.592 0.519 16% 0.862 0.743 0.641 0.552 0.476 18% 0.847 0.718 0.609 0.516 0.437 20% 0.833 0.694 0.579 0.482 0.402 0.942 0.933 0.923 0.914 0.905 0.888 0.871 0.853 0.837 0.820 0.837 0.813 0.789 0.766 0.744 0.790 0.760 0.731 0.703 0.676 0.746 0.711 0.677 0.645 0.614 0.705 0.665 0.627 0.592 0.558 0.630 0.583 0.540 0.500 0.463 0.564 0.513 0.467 0.424 0.386 0.507 0.452 0.404 0.361 0.322 0.456 0.400 0.351 0.308 0.270 0.410 0.354 0.305 0.263 0.227 0.370 0.314 0.266 0.225 0.191 0.335 0.279 0.233 0.194 0.162 0.896 0.887 0.879 0.870 0.861 0.804 0.788 0.773 0.758 0.743 0.722 0.701 0.681 0.661 0.642 0.650 0.625 0.601 0.577 0.555 0.585 0.557 0.530 0.505 0.481 0.527 0.497 0.469 0.442 0.417 0.429 0.397 0.368 0.340 0.315 0.215 0.146 0.099 0.046 0.350 0.319 0.290 0.263 0.239 0.287 0.257 0.229 0.205 0.183 0.237 0.208 0.182 0.160 0.140 0.195 0.168 0.145 0.125 0.108 0.162 0.137 0.116 0.099 0.084 0.135 0.112 0.093 0.078 0.065 0.820 0.780 0.742 0.672 0.673 0.610 0.552 0.453 0.554 0.478 0.412 0.307 0.456 0.375 0.308 0.208 0.377 0.295 0.231 0.142 0.312 0.233 0.174 0.097 0.149 0.092 0.057 0.022 0.104 0.073 0.059 0.038 0.033 0.020 0.0110.005 0.051 0.024 0.012 0.003 0.037 0.016 0.007 0.001 0.026 0.010 0.004 0.001 Reference Present Value of Annuity of $1 Periods 2% 0.980 1.942 1% 0.990 1.970 2.941 3.902 4.853 3% 0.971 1.913 2.829 3.717 4.580 4% 0.962 1.886 2.775 3.630 4.452 5% 0.952 1.859 2.723 3.546 4.329 6% 0.943 1.833 2.673 3.465 4.212 8% 0.926 1.783 2.577 3.312 3.993 10% 0.909 1.736 2.487 3.170 3.791 12% 0.893 1.690 2.402 3.037 3.605 14% 0.877 1.647 2.322 2.914 3.433 16% 0.862 1.605 2.246 2.798 3.274 18% 0.847 1.566 2.174 2.690 3.127 2.884 3.808 4.713 20% 0.833 1.528 2.106 2.589 2.991 3.326 3.605 3.837 4.031 4.192 5.795 6.728 7.652 8.566 9.471 5.601 6.472 7.325 8.162 8.983 5.417 6.230 7.020 7.786 8.530 5.242 6.002 6.733 7.435 8.111 5.076 5.786 6.463 7.108 7.722 4.917 5.582 6.210 6.802 7.360 4.623 5.206 5.747 6.247 6.710 4.355 4.868 5.335 5.759 6.145 4.111 4.564 4.968 5.328 5.650 3.889 4.288 4.639 4.946 5.216 3.685 4.039 4.344 4.607 4.833 3.498 3.812 4.078 4.303 4.494 10.368 | 9.787 | 9.253 8.760 | 8.306 | 7.887 || 7.139 11.255 10.575 9.954 9.3858.863 8.384 7.536 .134 11.348 10.635 9.986 9.394 8.853 7.904 13.004 12.106 | 11.296 | 10.563 | 9.899 | 9.295 8.244 13.865 12.849 | 11.938 11.118 10.380 | 9.712 | 8.559 18.046 16.351 14.877 13.590 12.462 11.470 9.818 22.023 19.523 17.413 15.622 14.094 12.783 10.675 25.808 22.396 19.600 17.292 15.372 13.765 11.258 32.835 27.355 23.115 19.793 17.159 15.046 11.925 6.495 5.938 6.814 6.194 7.103 6.424 7.3676.628 7.606 6.811 5.453 5.660 5.842 6.002 6.142 5.029 5.197 5.342 5.468 5.575 4.656 4.793 4.910 5.008 5.092 4.327 4.439 4.533 4.611 4.675 8.5147.469 9.077 7.843 9.4278.055 9.7798.244 6.623 6.873 7.003 7.105 5.929 5.353 6.097 5.467 6.1775.517 6.233 5.548 4.870 4.948 4.979 4.997 Future Value of $1 Periods 1% 6% 07 12% 1.010 1.020 1.030 1.041 1.051 2% 1.020 1.040 1.061 1.082 1.104 3% 1.030 1.061 1.093 1.126 1.159 4% 1.040 1.082 1.125 1.170 1.217 5% 1.050 1.103 1.158 1.216 1.276 8% 1.080 1.166 1.260 1.360 1.469 10% 1.100 1.210 1.331 1.464 1.611 16% 1.160 1.346 1.561 1.811 2.100 14% 1.140 1.300 1.482 1.689 1.925 2.195 2.502 2.853 3.252 18% 1.180 1.392 1.643 1.939 2.288 20% 1.200 1.440 1.728 2.074 2.488 1.060 1.124 1.191 1.262 1.338 1.419 1.504 1.594 1.689 1.791 1.120 1.254 1.405 1.574 1.762 1.974 2.211 2.476 2.773 3.106 1.062 1.072 1.083 1.094 1.105 1.126 1.149 1.172 1.195 1.219 1.194 1.230 1.267 1.305 1.344 1.265 1.316 1.369 1.423 1.480 1.340 1.407 1.477 1.551 1.629 1.772 1.949 2.144 2.358 2.594 2.436 2.826 3.278 3.803 4.411 2.700 3.185 3.759 4.435 5.234 2.986 3.583 4.300 5.160 6.192 3.707 1.587 1.714 1.851 1.999 2.159 2.332 2.518 2.720 2.937 3.172 1.116 1.127 1.138 1.149 1.161 1.220 1.282 1.348 1.489 1.243 1.268 1.294 1.319 1.346 1.384 1.426 1.469 1.513 1.558 1.539 1.601 1.665 1.732 1.801 1.710 1.796 1.886 1.980 2.079 1.898 2.012 2.133 2.261 2.397 3.207 4.292 5.743 10.286 2.853 3.138 3.452 3.797 4.177 3.479 3.896 4.363 4.887 5.474 4.226 4.818 5.492 6.261 7.138 5.117 5.936 6.886 7.988 9.266 6.176 7.430 7.288 8.916 8.599 10.699 10.147 12.839 11.974 15.407 27.393 38.338 62.669 95.396 143.371 237.376 750.378 | 1,469.772 1.486 1.641 1.811 2.208 1.806 2.094 2.427 3.262 2.191 2.666 3.243 4.801 2.653 3.386 4.322 7.040 4.661 6.848 10.063 21.725 6.727 10.835 17.449 45.259 9.646 17.000 29.960 93.051 13.743 26.462 50.950 188.884 19.461 40.874 85.850 378.721 Print Done Future Value of Annuity of $1 Periods 3% 5% 6% 8% 1% 1.000 2.010 3.030 4.060 5.101 2% 1.000 2.020 3.060 4.122 5.204 1.000 2.030 3.091 4.184 5.309 1.000 2.060 3.184 4.375 5.637 4% 1.000 2.040 3.122 4.246 5.416 6.633 7.898 9.214 10.583 12.006 1.000 2.080 3.246 4.506 5.867 10% 1.000 2.100 3.310 4.641 6.105 12% 1.000 2.120 3.374 4.779 6.353 14% 1.000 2.140 3.440 4.921 16% 1.000 2.160 3.506 5.066 6.877 20% 1.000 2.200 3.640 5.368 7.442 6.610 o ovo own 18% 1.000 2.180 3.572 5.215 7.154 9.442 12.142 15.327 19.086 23.521 1.000 2.050 3.153 4.310 5.526 6.802 8.142 9.549 11.027 12.578 6.152 7.214 8.286 9.369 10.462 6.308 7.434 8.583 9.755 10.950 6.468 7.662 8.892 10.159 11.464 6.975 8.394 9.897 11.491 13.181 7.336 8.923 10.637 12.488 14.487 7.716 9.487 11.436 13.579 15.937 8.115 10.089 12.300 14.776 17.549 8.536 10.730 13.233 16.085 19.337 8.977 11.414 14.240 17.519 21.321 9.930 12.916 16.499 20.799 25.959 11.567 12.683 13.809 14.947 16.097 12.169 13.412 14.680 15.974 17.293 12.808 14.192 15.618 17.086 18.599 13.486 15.026 16.627 18.292 20.024 14.207 15.917 17.713 19.599 21.579 14.972 16.870 18.882 21.015 23.276 16.645 18.977 21.495 24.215 27.152 18.531 20.655 23.045 21.384 24.133 27.271 24.523 28.029 32.089 27.975 32.393 37.581 31.772 37.280 43.842 57.275 72.052 91.025 98.347 133.334 181.871 164.494 241.333356.787 | 442.593767.091 | 1,342.025 25.733 30.850 36.786 43.672 51.660 28.755 34.931 42.219 50.818 60.965 32.150 39.581 48.497 59.196 72.035 22.019 28.243 34.785 48.886 24.297 32.030 40.568 60.402 26.870 36.459 47.575 75.401 29.778 41.646 56.085 95.026 33.066 47.727 66.439 120.800 36.786 54.865 79.058 154.762 | 45.762 73.106 113.283 259.057 115.380 146.628 249.214 342.603 530.312790.948 2,360.757 4,163.213 186.688 471.981 1,181.882 7,343.858