Scenario 4.1

You are part of a risk management SG team, which comprises 4 to 5 members, in IIT Bank, a global bank headquartered in the United States. IIT Bank plans to apply for a full banking license to operate in Singapore.

Corporate & Small Medium Enterprise (SME) Banking

Credit facilities: Let IIT Bank be customers one-stop provider in financing solutions

Personal Banking

Personal credit facilities e.g. personal unsecured credit lines / loans, credit cards and property / car financing.

Based on the personal credit facilities and credit facilities in personal banking and Corporate & Small Medium Enterprise (SME) Banking, write a scenario of the sources of liquidity risk that IIT bank will face (1page)