Scenario: SGI is one of your biggest partners Together, you provide product and services to many customers in your industry SGI has the relationships, so you can't do this without them SGI is much bigger than you, and they have a certain arrogance about them, they think and act like they are much better and smarter than you and your people Your typical billing process with SGI is $10$ percent down payment on receipt of order, $40$ percent on shipment of product, $50$ percent on completion of the project Most of the projects are at a minimum $$500,000$ or so You have a large project with SGI, and the down payment is roughly $$60,000(10\%$ of $$600,000)$ SGI pays you the down payment of $$60,000$ When it comes time to pay the $40\%$ upon shipment, SGI pays the $10\%$ again, so they overpay you by $$60,000$ You tell your personnel, if SGI is so much smarter than us$,$ they will figure it out SGI never figures it out, and you never give them back the $$60,000$ they overpaid you. On a fraud scale of $0-50,$ how would you rate this decision?