Scenario: Stephanie has been driving for four years without any major auto accidents-until today. It was pouring rain when she left class, and within minutes of leaving, she was forced to make an evasive maneuver that caused her to go into a spin on the wet road. After knocking an expensive, high-end luxury car down an embankment, Stephanie came to a stop by smashing into the side of a mid-range sedan.She was found to be at fault in the accident, so let's look at the extent of the damage she caused:Luxury car: This car was totaled at a value of $95,000.Sedan: This car will need $4,000 in repairs.Hospital bills: The driver of the luxury car had $15,000 in medical bills for a broken arm, while his passenger had $185,000 in medical bills for emergency surgery and recovery.Like many Americans, Stephanie carries a 100/300/100 liability policy.

How much per person and per accident will Stephanie's insurance pay for the bodily injury she caused?