Scenario: Your partner and you are in a minor auto accident when an uninsured driver is distracted and rolls through a stop sign. No one is injured, but you and your partner are quite shaken up. Your partner asks about your Personal Auto Policy (PAP). How would you describe your auto insurance policy and coverages?

You must include:

• One original post containing:
• A description of liability, medical payments, and uninsured and underinsured motorists coverages in your PAP
• A discussion of optional collision and other-than-collision (comprehensive) coverage available in the PAP