Scot and Vidia, married taxpayers, earn $410,000 in taxable income and $5,000 in interest from an investment in City of Tampa bonds. (Use the U.S. tax rate schedule for married filing jointly). (Do not round intermediate calculations. Round your answer to 2 decimal places.)

If Scot and Vidia earn an additional $89,750 of taxable income, what is their marginal tax rate on this income? How would your answer differ if they, instead, had $89,750 of additional deductions?