Scott and Allison are married andfile a joint tax return. Scott is a graduate who works part time and earnded $15,0000 in 2012. HE s not eligbile to particiapte in his emloyers retirement plan. Allison works full time and makes $50,000 yearly and particpates in the schools retirement plan. Assume your a financial plannr and they ask you for advice. Based on the facts, what would you advise in this situation: A) Assume Scott graduates and the couples modified income is $130,000. Both of them partione in their employeer retirement plans. Can either Scott or Allison or boht of them establish a Roth IRA and why? B) Alision stops working and participating in the retirement plan ,Scott keeps working and earns $110,000, Can Allison make a tax dedcutible contribution to a traditional IRA?