Second only to mortgage lending, which types of lending accounts for the largest dollar market? commercial \& industrial lending home mortgage lending consumer lending Most mortages can be divided into three broad categories: Legal loans, Illegal loans and sketchy loans. double-declining balance loans, Vegas loans and straight-line loans. Fixed Rate Mortgages; Adjustable Rate Mortgages; and, other forms of financing In the U.S.A., currently most American adults have credit scores. three seven ten With respect to security (collateral), all consumer loans can be divided into two broad categories: Legal loans and Illegal loans. double-declining balance loans and straight-line loans. Secured loans and Unsecured loans