Section I: Health Insurance Part I: You college buddy, Patrick Mahomes needs your help. The Kansas City Chiefs are getting two new health insurance options, and he needs help deciding which option is the best. He has an average of $20,000 a year in medical expenses. Given the information below, help him select the best plan to minimize his total cost. a. Which plan do you recommend to him? Justify your recommendation in at least 3 sentences and show your calculations. b. This year tumed out to be a bit different than expected. Patrick ended up with 5 doctor's bills. They were: 1ln visit $450,2ma visit $1,300,3nd visit $1,400,4th visit $2,250 and a 5th visit $19,000 for a knee surgery. Please use both policies (Plan A Cigna and Plan B Anthem) to calculate his share of the cost and the insurance's share of the cost (please show all of your math). Part 2: Your neighbor, Cristiano Ronaldo is new to this country. In the past, there was only one medical plan he could use. Now, he must choose a medical plan and he has two options. He has an HMO and a PPO. He seems confused with all these terms. If both plans have the same coverages, what is the difference.? Help him understand his medial plan options by answering the following questions. Please answer the following questions with examples and cite any sources you use. a. Explain three differences between the provided plans (the differences between HMO and PPOs). b. Which plan would you recommend (HMO or PPO)? Please support your answer in at least 3 sentences. c. He is confused with the term PCP. Explain what it stands for and how the PCP requirement works. Section I: Health Insurance Part I: You college buddy, Patrick Mahomes needs your help. The Kansas City Chiefs are getting two new health insurance options, and he needs help deciding which option is the best. He has an average of $20,000 a year in medical expenses. Given the information below, help him select the best plan to minimize his total cost. a. Which plan do you recommend to him? Justify your recommendation in at least 3 sentences and show your calculations. b. This year tumed out to be a bit different than expected. Patrick ended up with 5 doctor's bills. They were: 1ln visit $450,2ma visit $1,300,3nd visit $1,400,4th visit $2,250 and a 5th visit $19,000 for a knee surgery. Please use both policies (Plan A Cigna and Plan B Anthem) to calculate his share of the cost and the insurance's share of the cost (please show all of your math). Part 2: Your neighbor, Cristiano Ronaldo is new to this country. In the past, there was only one medical plan he could use. Now, he must choose a medical plan and he has two options. He has an HMO and a PPO. He seems confused with all these terms. If both plans have the same coverages, what is the difference.? Help him understand his medial plan options by answering the following questions. Please answer the following questions with examples and cite any sources you use. a. Explain three differences between the provided plans (the differences between HMO and PPOs). b. Which plan would you recommend (HMO or PPO)? Please support your answer in at least 3 sentences. c. He is confused with the term PCP. Explain what it stands for and how the PCP requirement works