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securitization by Andreas Jobst available at: https://www.imf.org/external/pubs/ft/fandd/2008/09/pdf/basics.pdf Shared responsibility mortgages by Amir Sufi and Atif Mian available at: https://equitablegrowth.org/shared-responsibility-mortgages/ Question Very briefly explain how shared

securitization by Andreas Jobst available at:

https://www.imf.org/external/pubs/ft/fandd/2008/09/pdf/basics.pdf

"Shared responsibility mortgages" by Amir Sufi and Atif Mian available at:

https://equitablegrowth.org/shared-responsibility-mortgages/

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Very briefly explain how shared responsibility mortgages mitigate the negative e externality associated with standard debt mortgages.

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