See the tab for historic returns and consider this strategy: during your $20-$year career, you can invest $$1,000$ at the beginning of each year into one of these funds. Once you pick your fund, you have to stick with it for the entire $20$ years. One fund has returns in line with the $3-$month t$-$bill, one has returns in line with $10-$year t$-$bonds, one tracks Baa corporate bond returns, one tracks real estate, and one is an S&P$500$ tracking fund. Which fund would you pick if you started working in $1928?$ How would the optimal decision vary depending on what year you had started working? What does this say about the risk of stocks versus

bonds in the long run? The chart should update to help your analysis.

Please show me a formula to match the numbers provided and to fill the rest of the chart in