Seeking to either borrow or lend money at a given annual compound interest rate or a simple interest rate over a term of 5 years will result in a preference for selecting:

the simple interest rate for the borrowing and the annual compound interest rate for lending money.

the annual compound interest rate for the borrowing and the simple interest rate for lending money.

the annual compound interest rate for both borrowing and for lending money.

the simple interest rate for both borrowing and for lending money.

more information is required to make a decision.