Select all statements below that correctly describe currency spot markets:

The most heavily traded currency in spot markets is the United States dollar.

The spot market includes currency futures, forwards, and options.

The spot market is for immediate exchange of currencies, but the value/settlement date may take up to two days.

The spot market has the same trading hours as the London Stock Exchange.

The spot market is centralized in New York city.

The retail spot market includes large corporations, local banks, and individuals.