Select one: a.beta. b.the standard deviation of a firm's cash flows. C.alpha. d.covariance. E.correlation. Q13-Historically, long-term rates are generally higher than short-term rates owing to the maturity risk premium. Select one: True False Q14-Which of the following is NOT an example of factors that affect systematic risk? Select one: a.changes in general interest rates. b .a firm lose a lawsuit dealing with product development. c.environmental awareness increases throughout the country. d.changes in economic growth. e.changes in tax law