.SellerisacompanylocatedinSydney,Australia.Buyerisacompany located in Singapore.On September 16, 2019 Seller and Buyer entered into a contract.Accordingtothecontract,SelleragreedtoshipgoodsfromSydney toBuyerinSingapore. Under'DeliveryTerms'thecontract provides 'CIF Singapore'.Afterthegoodswereloadedaboardtheship,butbeforeitdeparted from Sydney, Seller tendered the documents required bythecontractandasked Buyertopay.Buyerrefused,assertingbefore the payment, Buyer has the right to inspect the goods upontheir arrival in Singapore.WhenthegoodsarrivedatSingapore,Buyerfoundout someofthe consigned goods were damaged due to the bad weather duringshipment.Buyerrefusedtopay. Sellersuesforimmediatepayment.

Question:DiscusswhethertheBuyerisobligatedtopayanddoes the risk of loss pass to the Buyer?