SEP plans are aimed at self-employed persons with no employees. True False The best way to handle individual retirement account (IRA) rollovers is to arrange for the transfer of funds from one firm to another. True False An advantage of a(n) trust is that it provides for management continuity and income flow even after the grantor's death and allows assets to bypass probate. ethical living charitable lead testamentary revocable living credit shelter Which of the following individuals would a portfolio containing 80 to 90% in common stocks be appropriate for? Meredith and Joe, a blue-collar, two-income family with 2 children, both of whom will be starting college within the next 3 years Antonio and Lora, a couple in their mid-50s who earn a combined $150,000 in salary and are planning to retire in 10 years John and Vanessa, a retired couple in their mid-60s Ryan and Ramona, newlyweds who are in their mid-20s, have steady jobs, and are putting money aside for retirement Michelle, a divorced middle-aged mother who has custody of her children, ages 2 and 6 , and earns $60,000 a year in salary