Set out which Parties to a negotiable instrument the following facts would relate to and why.

a) Victor promises Emma whom he owes N$ 6000 that he will pay her what he owes her in due course. (3 Marks).

b) Morocco demands settlement of N$ 8000 which one of his creditors owes him by sending a demand in writing. (3 Marks)

c) Set out the elements which would give rise to a negotiable instrument. (5 Marks)

d) Set out the circumstances which would discharge of a negotiable instrument. (4 Marks)