Seth and Morgan were just married, but Seth does not work. They are both 25 years old. Morgan supports Seth with funds from her trust fund, investment income of $12,000, and her part-time earnings of $7,000 this year. If Morgan contributes $6,000 in 2020 to her Roth IRA, how much can Seth contribute to his traditional IRA?

$0.

$250.

$1,000.

$6,000.