Several market participants interact in developed markets to organize the exchange of funds from buyers to sellers. Such institutions as investment banks, commercial banks, trust companies, credit unions, pension funds, life insurance companies, mutual funds, and hedge funds play a key role in facilitating these transfers. Identify the financial institution based on the description given in the following table. Financial Institution Description They accept deposits from savers and make loans to people who need it. They provide various services, such as chequing accounts and money market transactions, to facilitate capital exchange between savers and people who need it. Commercial banks Investment banks Trust companies They are established by an employer to facilitate and organize employee retirement funds. They are asset pools that invest in securities that have a potential to give stable returns. They are a pool of assets that trade like stocks on the exchange. Pension funds Life insurance companies Credit unions They are a pool of assets that trade like stocks on the exchange. They track a group of stocks, such as all stocks in an index and stocks of companies in emerging markets. Hedge funds Mutual funds Exchange-traded funds