Shania is a married woman in her late twenties. She wants to assure that should she die prematurely her family would be assured of her income for life. She is currently making $4000 per month and believes that the return on investment should be 6%. Given this scenario how much capital is required to satisfy this goal? Select one: a. $400,000 b. $800,000 c. $1,200,000 d. $600,000