Sharon is working with her mortgage lender on the terms of her new $300000 30-year, fixed-rate mortgage. The lender offers a rate of 4.5% APR with no points (monthly payment $706) and 4.25% with one point (monthly payment $692). If Sharon plans to live in the house for 5 years, does it make sense for her to pay the point?

A. Yes, 21 months is breakeven.

B. Yes, 6 months is breakeven.

C. No, 18 years is breakeven.

D. No, 21.4 years is breakeven.