Shaylea, age 22, just started working full-time and plans to deposit $5,300 annually into an IRA earning 10% interest compounded annually. Deposits will be made at the end of each year. 20, 30, 40 years? If she changed her investment period and instead invested

$441.67 monthly and the investment also changed to monthly compounding, how much would she have after the same three time periods?

I am stuck on the following question:

With monthly investments and monthly compounding interest, after 20 years, Shaylea would have $