She uses public transport but wants to purchase a gas vehicle to drive to and from various places and help carry her supplies. She is considering doing a pros and cons analysis of buying versus leasing a vehicle. She has found a 2019 used car on sale for $17,000; she is also considering hiring a hybrid vehicle from the dealership for $80 a month at 6.99% interest with $3,000 as a down payment. She thinks either car will last her five years. what is the best option for her. How to do the calculations to derive at the best option