Sheena, a business owner, purchased a $$300,000$ UL policy five years ago with a minimum annual premium of $$1,900.$ Sheena has been peying $$2,900$ armusly toward pre business is currently performing poorly, and she is facing financial issues. She is unable to pay the premiums and would like to know her options for maintaining the UL polly. Which of toe following should Sheena be aware of$?$ eWpRWGgwMOZ$5$RDLubE$/$Y$|$Z$+$cmpldz$09$a$.$ She should surrender the policy before the next payment is due because a missed premium payment will resut in the termination of the paucy.b$.$ Her investment account can temporarily keep the policy in force by supporting the insurance company's mortality and expense deductions.c$.$O She should make sure she pays the minimum premium amount required, even if it requires her to borrow money. It is the only way to prevent her policy tim beid.O She should invest the excess premiums in an equity mutual fund investment to increase the return should she need to use some of the serings in the poisy