sheet is as follows (in thousands of dollars): dollars should be entered as 1,230 , not 1.23. Round your answer to the nearest dollar. $ 1.23. Round your answer to the nearest dollar. round intermediate calculations. $ $ 3. What is the APR of the loan? Round your answer to two decimal places. % 4. What is the effective rate of the loan? Round your answer to two decimal places. % d. Would you, as a bank loan officer, make this loan? Why or why not? I. Yes, because bank borrowings are low and the liquidity situation is good. II. Yes, because net profit is sufficient to cover the monthly installment. III. No, because bank borrowings are already high and the liquidity situation is poor