Sheldon owes $3,000 on his credit card. He is not charging any additional purchases because he wants to pay this debt in full. The card has an APR of 22.5 percent. How long will it take Sheldon to pay off his balance if he makes monthly payments of $65? Group of answer choices Approximately 9 years Approximately 46 years Approximately 3 years Approximately 7 years Approximately 108 years