Shelley Opp lived in California with her husband , Richard . Shelby and richard separated and Shelley moved to illinois. Ten months after the separation Shelley entered into an agreement with a moving company to pick up her personal property in California and deluver it to her in Illinois.she indicated to the company that she wanted full insurance on her property . The Estimate sent provided that, at the time of pickup , Shelley or her agent would need to indicate the insurance level for the goods. If not selection was made the carrier would provide the standard level of insurance at $0.60 per pound The day of the move , Shelley was in Illinois she asked her husband to meet the movers , and she advised the movers that someone would be there at the california adress to let them in and collect her belongings. Richard met the movers, let them in, and signed the bill of lading, electing the standard $0.60 per pound insurance. on the way to Illinois , the truck was hit by a train , resultung in the total loss of her property The carrier claimed it was only liable $2,625 - based on the $0.60 per pound insurance coverage . Shelley insisted that they pay the full insurance value Is the carrier liable?