Shelley saves $3000 per year, for ten years, at the end of each year starting at age 26 and ending at age 35. She invests the funds in an account earning 10% annually. Shelley stops investing at age 35, but continues to earn 10% annually until she reaches the age of 65. In contrast Kevin saves $3000 per year at the end of the year between the ages of 36 and 65 inclusively and invests in a similar account to Shelley, earning 10% annually. What is the value fo Shelley's and kevin's sperate accounts at age 65?

a.) Shelley: $710,861 ; Kevin $387,212

b.) Shelley: $710,861 ; Kevin: $493,482

c.) Shelley: $834,296 ; Kevin: $387,212

d.) Shelley: $834,296 ; Kevin: $493,482

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