Shelly purchased a $$50,000$ nonparticipating whole life insurance policy. The annual

premium was $$1,278.$ The cash value of the policy after $10$ years will be $$13,740.$ Assuming

$5$ percent interest, what is the net payment cost of this policy, per thousand per year, over the

first $10$ years the policy is in force?

$$12\mathrm{.}71$

$$14\mathrm{.}82$

$$17\mathrm{.}24$

$$25\mathrm{.}56$