Shelly purchased a $$50,000$ nonparticipating whole life insurance policy. The annual

oremium was $$1,278.$ The cash value of the policy after $10$ years will be $$13,740.$ Assuming

$5$ percent interest, what is the surrender cost of this policy, per thousand per year, over the

irst $10$ years the policy is in force?

$$4\mathrm{.}48$

$$4\mathrm{.}75$

$$4\mathrm{.}92$

$$5\mathrm{.}16$