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Shen's car was badly damaged and required $ 6 , 8 4 5 in repairs; Megan's car was destroyed, making Shen liable for paying the

Shen's car was badly damaged and required $6,845 in repairs; Megan's car was destroyed, making Shen liable for paying the $18,900 replacement value. Furthermore, Megan's car was pushed into a freeway divider, destroying a significant portion of the structure. This damage totaled $32,894.
Shen's liability coverage also will reimburse him for up to $ in property damage, so he is responsible for paying out-ofpocket in property liability damages. Which of the following is true regarding the damage to his own car?
It will be reimbursed fully, minus the $500 deductible.
It is not covered under his policy.
It will be reimbursed up to the difference between his liability coverage and the damage to other property.
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