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Shep is a public school teacher. He contributes to his employer's retirement savings plan through regular payroll deductions. His contributions are tax-deferred, and so are

Shep is a public school teacher. He contributes to his employer's retirement savings plan through regular payroll deductions. His contributions are tax-deferred, and so are his earnings in the plan.

Shep most likely participates in which of the following types of employer-sponsored retirement plans?

a. 401(k) plan

b. 403(b) plan

c.Annuity

d. Thrift Savings Plan

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