Sherwin Williams is a national paint manufacturer and retailer. The company is segmented into five divisions: Paint Stores (branded retail location), Consumer (paint and through stores such as Sears, Home Depot, etc.), Automotive (sales to auto manufacturers), International, and Administration. The following is selected hypothetical divisional information for the company's two largest divisions: Paint Stores and Consumer (in thousand of dollars).

	Sales	Operating Income	Total Assets
Paint Stores	$3,900,000	$507,000	$1,500,000
Consumer	$1,250,000	$175,000	$1,562,000

Assume that management has specified a 20% target rate of return.

Calculate each division's ROI. Use the expanded ROI formula to confirm the calculated value. Interpret the results.