short straight forword answers for each please

1. What are the differences between annuity and PV or FV? 2. You are given two numbers: Smith wants to receive $10,000 a year for next 5 years; Smith wants to have $60,000 in 5 years. Which keys you should use to represent 10,000 and 60,000 , respectively? 3. You are given two numbers: Lisa is to invest $5,000 a year in a mutual fund for next 5 years; Lisa invests $20,000 in IBM stock. Which keys you should use to represent 5,000 and 20,000